5 of the Best Cashback Apps in 2021

Cashback apps are a great way to make extra cash from purchases you make. Though it might seem like free money, cashback is more like a discount –as you have to spend money to qualify for the cashback.

There are a range of sites and apps that give you cashback, and while it may not seem like much, the pounds soon start to add up if used regularly.

Here, we’re going to take a look at the different cashback apps available and how you can earn discounts on your favourite purchases.

How do cashback apps make money?

Firstly, we’re going to delve into how cashback apps make money. We understand cashback sites seem too good to be true. Being paid for making your regular purchases seems a bit too good to be true, right? But it’s all thanks to affiliate marketing. Affiliate marketing sees online retailers pay a small commission to cashback sites in order to host a unique advert or link on their website.

When you click on a link on the cashback site’s page, you’ll be directed to the store you want to shop on. Once you make a purchase on the site, the retailer will pay the cashback site for your directed business. In turn, the cashback site passes some of the profits on to you in the form of a cashback discount.

Below are some popular cashback apps.

Airtime Rewards

Airtime Rewards are a great way to save money on your phone bill. Unlike traditional cashback sites, which give you money that can be transferred to your bank, Airtime Rewards help you reduce your phone bill. Over one million users have the app and are already saving money on their airtime bills by shopping at some of the most popular high street brands including Boots, Primark, Greggs, Wilko and many more. Phone networks that use Airtime Rewards include:

  • O2
  • EE
  • 3
  • Vodafone
  • giffgaff

How it works:

  1. Download the app
  2. Link a bank card
  3. Shop as normal
  4. Earn money off your mobile bill.

Best of all, it’s completely free to join and use!


TopCashback is one of the most popular cashback providers. With 4,000 major retailers available to receive cashback from, it’s a good idea to check the cashback app before placing an order – or you may miss out on some extra cash. TopCashback is free to join and earns its money from affiliate links. So, whether you want to book a hotel or buy some new clothes, head to the TopCashback app to see if the store is on there and how much you could get back. Cashback can vary from 2% up to 10% or more. Some popular stores on TopCashback include:

  • shopDisney
  • HelloFresh
  • Argos
  • TK Maxx
  • JD
  • ASOS
  • Hollister
  • Levi’s


Quidco cashback is very similar to TopCashback and with more than 10 million users, is a very popular site. The average member on Quidco makes around £300 worth of savings a year. It’s free to join and you can instantly start saving on purchases from some popular stores including:

  • Nike
  • boohoo
  • H&M
  • Deliveroo
  • Domino's Pizza
  • Argos
  • Debenhams
  • Dunelm

With the Quidco app, you can enjoy extra bonuses. You’ll also get the opportunity to boost your earnings with gift cards from popular brands.


The ZIPZERO app isn’t as well known as Quidco and TopCashback, but it offers amazing deals. You’ll start by taking a snap of your receipts using the ZIPZERO app. This will give an insight into your shopping preferences. You’ll then receive premium offers based on your favourite stores. By using the ZIPZERO app, you will be given a guaranteed 0.5% to pay utility bills. You can earn these rewards on every single purchase you make. With ZIPZERO you can earn up to £50 in rewards each month to cover your utility bills, including:

  • Electricity
  • Water
  • Gas
  • Internet
  • Phone
  • Council Tax

Click Snap

This Quidco-owned app is geared towards helping you get money back on your food shopping. Simply shop for your groceries, snap a picture of your receipt and upload a copy to have your cashback automatically credited to your Quidco account. Offers on the app are regularly updated and you can enjoy great savings from:

  • Tesco
  • Asda
  • Sainsbury’s
  • Waitrose
  • Morrisons

For other cashback sites and deals, read our latest blog posts.